Last updated: 12/1/25 (Revised)

These Terms and Conditions constitute a legally binding agreement made between you, whether personally or on behalf of an entity (“you”) and Cowgirl Artists of America (“Company,” “we,” “us,” “our,” or “CGA”), concerning your access to and use of CGA’s website and any other media form, channel, mobile website, or mobile application related, linked, or otherwise connected thereto (collectively, the “Site”). You agree that by accessing the Site, you have read, understood, and agree to be bound by all these Terms and Conditions. If you do not agree with all of these Terms and Conditions, you are expressly prohibited from using the Site and must discontinue use immediately.

Supplemental terms and conditions or documents may be posted from time to time and are hereby incorporated by reference. We reserve the right, in our sole discretion, to make changes or modifications to these Terms and Conditions at any time and for any reason. We will alert you to any changes by updating the “Last Updated” date. It is your responsibility to review the applicable Terms each time you use the Site. You will be subject to any updated terms.

This Site and the information contained therein are not intended for distribution to or use by any person or entity in any jurisdiction or country where such distribution or use would be contrary to law or regulation or which would subject us to any registration requirement. If you access the Site from any such location, you do so on your own initiative and are solely responsible for compliance with local laws.

The information contained on this Website and any resources available for download are for educational and informational purposes only. CGA provides a community of support based on personal experiences and perspectives. The information available through this Site and CGA’s media platforms is not intended as, and shall not be understood or construed as, legal, financial, tax, medical, health, or any other professional advice.

CGA encourages seeking appropriate mental health and medical professionals. Any discussion related to health (mental or physical) is based on personal experience and is not professional medical guidance.

Information provided by visitors, guests, or contributors reflects their personal opinions and should not be construed as CGA’s endorsement.

Unless otherwise stated, the Site is our proprietary property, and all content is owned or controlled by us or licensed to us, and is protected by copyright, trademark, and other intellectual property laws of the United States and international conventions.

No part of the Site or its contents may be copied, reproduced, aggregated, republished, uploaded, posted, publicly displayed, encoded, translated, transmitted, distributed, sold, licensed, or otherwise exploited for any purpose whatsoever without our express prior written permission.

Provided you are eligible to use the Site, you are granted a limited license to access and use the Site and any items you have paid for solely for your personal, non-commercial use. CGA reserves all rights not expressly granted to you.

By using the Site, you represent and warrant that:

1. You have legal capacity and agree to comply with these Terms and Conditions;
   
   
2. You are not a minor in the jurisdiction where you reside;
   
   
3. You will not use the Site for any illegal or unauthorized purpose;
   
   
4. Your use of the Site will not violate applicable laws or regulations.
   
   

You may not use the Site for any commercial purpose except as approved by CGA.

You agree not to:

• Compile, scrape, or harvest data from the Site
  
  
• Attempt to trick, mislead, or defraud us or other users
  
  
• Circumvent or interfere with security features
  
  
• Disparage or harm us or the Site
  
  
• Use information obtained from the Site to harass or harm another person
  
  
• Upload or transmit viruses, Trojan horses, or any disruptive material
  
  
• Delete or modify copyright notices or CGA materials
  
  
• Impersonate another user
  
  
• Harass, intimidate, or threaten CGA employees, contractors, or members
  
  
• Use the Site or its materials in competition with CGA
  
  

When you create or provide content (“Contributions”), you warrant that:

• Your Contributions do not infringe the intellectual property or privacy rights of any party
  
  
• You own or have permission to use the material
  
  
• You have written consent for identifiable individuals
  
  
• Your content is accurate and not misleading
  
  
• Your content is not obscene, violent, harassing, defamatory, or hateful (as determined by CGA)
  
  
• Your Contributions comply with all laws
  
  
• Your Contributions do not include offensive comments related to race, national origin, sexual preference, etc.
  
  

You agree that we may access, store, process, edit, alter, and use any information or personal data you provide in accordance with our policies.

Artwork submitted by you will not be altered other than cropping required by social platforms. By submitting artwork, you grant CGA the right to share your work on the website and social media. We will always credit artists. Artwork may be used in promotional materials; text may be added. We will not reproduce your artwork in any paid product without your express written permission.

Feedback, suggestions, and reviews may be used by CGA for any purpose without compensation.

Unless otherwise agreed, you will be credited for contributions (articles, workshops, classes). If republished, you must include a statement such as:
“This article/workshop originally appeared with Cowgirl Artists of America.”

You agree to hold CGA harmless from any third-party claims arising from your contributions.

Any questions, ideas, or feedback submitted to CGA become our sole property. We may use them for any lawful purpose without acknowledgment or compensation. You waive all moral rights to such Submissions.

We reserve the right to monitor the Site for violations, take legal action, or terminate membership at our discretion. Terminated members forfeit all claims to membership and access.

We may change, modify, suspend, or discontinue the Site at any time. We are not liable for downtime, service interruptions, or discontinuation.

These Terms and Conditions are governed by the laws of the State of Oklahoma. You consent to the exclusive jurisdiction of the courts of Tulsa County, Oklahoma for resolving any disputes.

Any arbitration (if elected) shall be limited to individual disputes. No class actions or representative claims are permitted.

The following disputes are not subject to arbitration:

• Enforcement or protection of intellectual property rights
  
  
• Allegations of theft, privacy invasion, or unauthorized use
  
  
• Claims for injunctive relief
  
  

If any part of this arbitration section is unenforceable, disputes will be decided by the courts of Tulsa County, Oklahoma.

The Site is provided “as-is” and “as-available.” We disclaim all warranties, express or implied.

We are not liable for:

• Errors or inaccuracies
  
  
• Personal injury or property damage
  
  
• Unauthorized access or data breaches
  
  
• Service interruptions
  
  
• Viruses or attacks from third parties
  
  
• Loss or damage resulting from content posted on the Site
  
  

Use the Site at your own risk.

We are not liable for any damages, including lost profits, revenue, data, or indirect damages. Our total liability is limited to the amount you paid us, if any.

You agree to indemnify and hold CGA harmless from any claims arising out of your use of the Site, breach of these Terms, violation of third-party rights, or harmful conduct toward another user.

We maintain data transmitted to the Site but are not responsible for loss or corruption of data. You waive any claims arising from such loss.

By using the Site, you consent to electronic communications and agree that such communications satisfy legal requirements for written notice.

These Terms are the entire agreement between you and CGA. Failure to enforce a right is not a waiver. If any provision is unlawful or unenforceable, it is severable. You waive defenses based on the electronic form of these Terms.

For concerns or questions, contact:
info@cowgirlartistsofamerica.org

We may process personal information to provide and improve our services. We use third-party apps for payment processing and communications.

We use security measures but cannot guarantee 100% security against cybercriminals.

We collect device and usage data through cookies and analytics tools.

We use your information to provide services, communicate with you, prevent fraud, comply with laws, and fulfill any other purpose with your consent.

You may withdraw consent at any time via email. In some cases, legal processing may occur without consent (e.g., investigations).

We may share information with:

• Payment processors
  
  
• Email and newsletter services
  
  
• Service providers
  
  
• Business partners
  
  
• Other users in community spaces
  
  
• In business transfers
  
  

We retain your information as long as necessary. Account changes or termination do not override the refund policy.

You may unsubscribe from marketing emails at any time. Transactional and account-related emails will still be sent.

You acknowledge:

• Membership dues are non-refundable
  
  
• Membership auto-renews yearly unless cancelled before renewal
  
  
• Your stored payment method will be charged upon renewal
  
  
• Failure to cancel prior to renewal results in a non-refundable charge
  
  
• Lapsed membership results in loss of earned status and requires re-application
  
  

Recommendation: Set a recurring calendar reminder for renewal. Ensure you receive Mighty Networks emails.

Have a question or want to get in touch? We'd love to hear from you. Contact us today and we'll get back to you as soon as possible. info@cowgirlartistsofamerica.org